Loan Program:
TRTY Nationwide
AMNT $500k – $4M
LTV 60%
CLTV 85%
INT 4.5 – 7.5%
PTS 2
TRM 3 – 5 – 10 / 25
PPP Declining
CRDT 650
Loan Terms:
Territory: Nationwide
Loan Amount: $500k – $8M
Loan LTV: 65%
Loan CLTV: 90%
Interest Rate: 4.25 – 8.25%
Loan Points: 2
Loan Term: 3 – 5 – 10 years
Loan Amortized: 25 years
Pre Pay Penalty: Declining
Credit Score: 650
DSCR: 1.25
• Loan Amounts: $100,000- $3,000,000
• Property Types: multifamily (5+ units),
mixed-use, office, retail, warehouse, self-storage
• Loan Purpose: Purchase, Refinance, Refinance Cash Out
• Initial Fixed Rates: 3, 5 & 10 year options
• Term: 30 years fully amortizing
• Rates: Starting as low as 7.5%
• Loan to Value: 75%
• Minimum Fico: 650
• Unlimited Cash-out
• Prepayment: Equal to fixed rate period
• Population requirement 100,000 OR 25,000 within 25 miles
• No construction, rehab, seller assists, unique property types, restaurants, churches, hospitality, bankruptcies, foreclosures, default situations
• Cost to borrower is appraisal with standard costs in the loan
• Term sheet issued within 3 to 5 business days of full file submission with 30-45 days close
Loan Terms:
Loan Limits: $750k – No Limit
Recourse: Non Recourse
Loan Types: Purchase, Refinance, Cash Out Refinance
Loan Types: Renovation, Construction
Max LTV: 83.3%
Interest Rate: 3.0 – 4.5%
Territory Nationwide
Property Types: Multifamily, Senior Housing, Assted Living
DSCR Minimum: 1.2
Credit Profile: Creditworthy with sufficient net worth
Amortization: 35 years
Loan Term: 35 years
Loan Points: 1 – 3
Pre Pay Penalty: Varies
Assumability: Fully assumable
Closing Time: 4 – 5 months (Purchase or Refinance)
Closing Time: 12 – 16 months (Construction)
Loan Terms:
Loan Limits: $500k – $10M (higher case by case)
Recourse: Personal and Corporate
Loan Types: Purchase, Refinance, Construction
Max LTV: 90%
Occupancy Type: Owner Occupied (Min 51%)
Territory: Nationwide
Property Types: All Commercial Properties
DSCR Minimum: 1.0
Credit Needed: 660
Interest Rate: 4.0 – 7.0%
Amortization: 20 – 25 – 30
Loan Term: 3-5-10-15 year fixed or qtrly adjustable
Loaan Points: 1 – 2
Pre Pay Penalty: Declining
Loan Terms:
Loan Limits: $5M – No Limit
Recourse: Non Recourse (with standard exceptions)
Loan Types: Purchase – Refinance – Refinance Cash Out
Maximum LTV: 75%
Occupancy: Investor or Owner Occupied
Territory: Nationwide
Property Types: Office, Retail, Industrial, Multifamily
Property Types: Hotel, Self Storage, Mobile Home Park
DSCR Minimum 1.25
Credit Required: Credit worthy individual or entity with
Credit Required: sufficient liquidity and net worth
Interest Rate: 5.0 – 7.0%
Loan Term: 5-7-10
Amortization: 25 – 30 years
Loan Points 1
Pre Pay Penalty: Defeasance with 2 year lockout
Loan Terms:
Loan Limits: $200k – $5M
Recourse: Personal and Legal Entity
Loan Types: Purchase – Refinance – Refinance Cash Out
Max LTV: 60%
CLTV: Allowed up to 85%
Occupancy Type: Owner Occupied or Investor
Territory: Nationwide
Property Types: Condos, Mixed Use, Office, Retail, Warehouse,
Property Types: Industrial, Automotive, Self Storage, Funeral
Interest Rates: 4.0 – 7.0%
Loan Points: 1 – 2
Loan Terms: 3-5-10 / 20-25
Loan DSCR: 1.20
Pre Pay Penalty: Declining or Static
Credit Min: 650 – 675
This is “small balance” lending. See CMBS Loan Program for loan
amounts from $5M – No Limit
Loan Terms:
Loan Limits: $200k – $10M
Recourse: Full Recourse
Doc Type: No Income or Credit Verification
Loan Type: Purchase – Refinance – C/O Refinance
Max LTV: 70.0% (CLTV Allowed)
Occupancy Type: Investor or Owner Occupied
Loan Territory: CT, MA, ME, NH, RI, VT ($200k Min)
Loan Territory: FL, NC, NJ, NY, PA, VA ($500k Min)
Interest Rates: 13.0 – 15.0% (Interest Only)
Loan Points: 4 – 7
Loan Term: 6 – 24 months
Pre Pay Penalty: No PPP
Credit Needed: No Minimum
Property Types: 1 – 4 Unit Investment Residential
Property Types: All Commercial Property Types
Loan Terms:
Loan Limits: $2,000,000 – No Limit
Recourse: Full Recourse or Non Recourse
Doc Type: Full Documentation
Loan Types: Purchase – Refinance – C/O Refinance
Max LTV 72.5% (CLTV Allowed)
Occupancy Type: Investor and Owner Occupied
Territory: Nationwide
Property Types: Office, Retail, Industrial, Multifamily
Case By Case: Hotel, Storage, MH Parks
Interst Rates: 6.00 – 9.00%
Amortization: Interest Only
Loan Points: 2 – 4
Term of Loan: 6 – 60 months
Pre Pay Penalty: Varies
Credit Profile: Need Liquidity & Net Worth
Loan Terms:
Loan Limtits: $500,000 – No Limit
Recourse: Full Recourse
Non-Recourse (Available over $3M)
Loan Types: Acquisition-Refinance-C/O Refinance
Max LTV: 80.0%
Territory: Nationwide
DSCR Minimum: 1.25
Collateral Eligible: Multifamily 5+Units (A-B-C Types)
Interest Rate: 4.00 – 6.00%
Credit Minimum: 680
Amortization: 30 years
Loan Points: 1 – 2
Term: 3 – 5 – 7 – 10 – 30
Pre Payment Penalty: Declining
